North Carolina Motorcycle Insurance (Cary, NC Area)
The value of good motorcycle insurance often doesn't become
apparent until you really need it. Whether it's a minor fender bender or
a more substantial accident, it pays to have North Carolina motorcycle
insurance coverage you can count on.
Let Ed Moore & Associates experienced Cary, North Carolina area
Motorcycle Insurance policy specialist explain the different Liability limits,
Comprehensive, Collision, Uninsured Motorist, Medical coverages, and
deductibles that are available for you to choose from. We offer affordable
motorcycle insurance policies from a leader in the insurance industry.
This means more stable premiums and none of those 15% increases
after the first year.
Learn more about North Carolina Motorcycle
Insurance policy coverage options below!
Click on the link below to fill out a secure online quote request form for a Cary, North Carolina area
Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an
affordable cost. Or you can speak with our North Carolina Motorcycle Insurance agent specialist at
(919) 467-6339 to discuss the insurance policy features in more detail.
Covers damage caused to the owners motorcycle from a collision caused by another vehicle or other
object. The deductible is the amount you choose to pay upfront (if any) before the motorcycle
insurance policy pays. The higher the deductible you choose, the lower the collision coverage cost
within the North Carolina Motorcycle Insurance policy.
North Carolina Motorcycle Insurance FAQ
Covers damage caused to the insured's motorcycle (your motorcycle) from risks such as theft, fire,
falling objects, earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the
amount you choose to pay upfront (if any) before the motorcycle insurance policy pays. The higher
the deductible chosen the lower the comprehensive coverage cost within the North Carolina
Motorcycle Insurance policy.
North Carolina Motorcycle Insurance FAQ
North Carolina Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of a motorcycle
insurance policy. The minimum bodily liability insurance coverage available for purchase in North
Carolina is 30/60 and is explained in detail below. However, we recommend that you choose liability
insurance coverage amounts that are much higher than the minimums listed below. Contact us to
discuss what liability coverage amounts you require to meet your family and personal needs.
North Carolina Liability Coverage limits explanation:
30/60/25 30=$30,000 - 60=$60,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
North Carolina Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a motorcycle, car, fence,
or house, is covered through property damage motorcycle insurance coverage. The minimum
coverage amount in North Carolina is $25,000.
North Carolina Motorcycle Insurance FAQ
Medical payments coverage pays for the medical and funeral expenses for you or others hurt or
killed in an accident while riding on or driving your motorcycle. Claims against this coverage include
all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing, prosthetic, and
funeral expenses. It will also cover you or members of your family if you are hit by a car when you
are walking or if you are riding on another motorcycle. This coverage will pay for your medical and
funeral expenses even if you cause the accident. The coverage is often limited to medical care you
get in the first one, two, or three years after the accident and is limited to a specific dollar amount.
This is not a required North Carolina Motorcycle Insurance coverage.
North Carolina Motorcycle Insurance FAQ
20/40 20=$20,000 - 40=$40,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.
Example of uninsured motorist limits:
North Carolina Motorcycle Insurance FAQ
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault driver who
has no auto or motorcycle liability insurance. This is not a required coverage for North Carolina
Motorcycle Insurance. Contact us to discuss what uninsured coverage amounts you require to meet
your family and personal needs.
This coverage comes into play when an at-fault driver has auto or motorcycle liability insurance, but
the limit of insurance is inadequate to pay for your damages.
Protects you if your motorcycle is damaged in an accident caused by a driver who has insufficient
auto or motorcycle insurance coverage. This coverage pays the difference between the coverage
limit you select and the other driver's property damage coverage limit. This is a required North
Carolina motorcycle insurance coverage.
This type of motorcycle insurance coverage pays for your medical expenses, lost wages, and
other damages when you or your passengers are injured in an accident caused by a driver who
has insufficient auto or motorcycle insurance coverage. The motorcycle insurance coverage
typically pays the difference between the coverage limit you select and the other driver's bodily
injury coverage limit. This is not a required motorcycle insurance coverage in North Carolina.
Underinsured Motorist Bodily Injury Coverage
Underinsured Motorist Property Damage Coverage
North Carolina Motorcycle Insurance FAQ
Click on the link below to fill out a secure quote request form for a Cary, North Carolina area
Motorcycle Insurance policy that will provide excellent motorcycle insurance coverage at an
affordable cost. Or you can speak with our North Carolina Motorcycle Insurance agent specialist at
(919) 467-6339 to discuss the insurance policy features in more detail.
Ed Moore & Associates, Inc.
103-B Kilmayne Drive
Cary, North Carolina 27511
Wake County, NC
Office: (919) 467-6339
Fax: (919) 467-6434

ED MOORE
& Associates, Inc.
Always here when you need us. Protecting
hundreds of North Carolina families and businesses.
PERSONAL INSURANCE
BUSINESS INSURANCE
Motorcycle
Experience - Dedication - Insurance Options
As an independent insurance agency we work for you.
We find affordable motorcycle insurance products from
our wide range of insurance carrier options.
Professionalism - Small Business Specialists
Whether you are searching for better commercial insurance
options or just starting your small business, we can help.
Ed Moore & Associates, Inc.
Copyright 2011-2017, All rights reserved
Website builder InsuranceWebsiteServices.com
We are a Cary, North Carolina insurance agency offering affordable motorcycle insurance policy
premiums to residents of the following towns, cities and counties in central North Carolina:
Raleigh, Morrisville, Apex, Garner, Green Level, New Hope, Neuse, Bayleaf, Falls, Wake Forest,
Forestville, Bethesda, Carpenter, Lowes Grove, Auburn, Holly Springs, Chapel Hill, Durham,
Knightdale, Macedonia, New Hill, Brentwood, McCullers, Farrington, Leesville, Durham County,
Orange County, Chatham County, and Wake County, NC.
**The information, pictures, and other content in this website about particular insurance services is only
provided for informational purposes. Any decisions regarding your insurance needs should be discussed
with a licensed insurance agent.

Please be advised that insurance coverage cannot be bound, changed or confirmed via voicemail, email,
fax or online at the agency's website. You must speak directly with a licensed insurance agent.