North Carolina Builders Risk Insurance (Cary, NC Area)
North Carolina builders risk insurance provides coverage for buildings
that are under construction. The construction can be new, a remodel,
or repair. Coverage includes materials at the work site before they are
installed, any materials intended for the work site that are in transit, and
the value of the new, remodeled, or repaired property being built until
it's completed and the owner accepts the work.
North Carolina builders risk insurance coverage can also be purchased
for specific home improvement projects such as a new room addition,
a deck or a remodeled kitchen.
Those who should seriously consider purchasing North Carolina
builders risk insurance include general contractors, subcontractors,
home builders, home renovators, real estate developers, building
owners, colleges and universities, and municipalities.
A Cary, North Carolina area builders risk insurance policy includes
perils such as theft, vandalism, fire, wind storm, lightning, and hail.
Most policies offer limited coverage for collapse. Standard exclusions
include earthquake, flood, weather damage to property in the open,
water damage, employee theft, mechanical breakdown, war,
government action, contract penalty, and voluntary parting. Another
important exclusion is for damage resulting from faulty design,
planning, workmanship and materials. North Carolina builders risk
insurance is meant to offer coverage for accidental events and not for
poor construction. Earthquake and flood coverage can usually be
added to the policy for an additional cost.
Who Is Insured
The named insured of a North Carolina builders risk insurance policy is usually the contractor or
developer of the property. However, it may be the building owner or homeowner if they are
responsible for insuring the property while under construction, particularly when the construction is
a remodel or repair. A mortgagee or lien holder may be added as an additional insured.
Ed Moore & Associates has the experience to analyze and recommend the correct builders risk
insurance coverage for your North Carolina business. Our strong relationships with insurers results
in direct cost savings for our clients.
Click on the link below to fill out a secure quote request form for a Cary, North Carolina area
builders risk insurance policy that regardless of whether you're a large employer or a small
business, will provide exceptional insurance coverage for your business or renovation at an
affordable cost. Or you can speak with our North Carolina builders risk insurance specialist at
(919) 467-6339 to discuss the insurance policy features in more detail.
Ed Moore & Associates, Inc.
103-B Kilmayne Drive
Cary, North Carolina 27511
Wake County, NC
Office: (919) 467-6339
Fax: (919) 467-6434

& Associates, Inc.
Always here when you need us. Protecting
hundreds of North Carolina families and businesses.
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As an independent insurance agency we work for you.
We find the best, most affordable insurance products
from our wide range of insurance carrier options.
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Whether you are searching for better commercial insurance
options or just starting your small business, we can help.
Builders Risk
We are a Cary, NC insurance agency offering affordable North Carolina builders risk insurance
policy plans to small business and for renovation projects in the following towns, cities and
counties in central North Carolina: Raleigh, Morrisville, Apex, Garner, Green Level, New Hope,
Neuse, Bayleaf, Falls, Wake Forest, Forestville, Bethesda, Carpenter, Lowes Grove, Auburn,
Holly Springs, Chapel Hill, Durham, Knightdale, Macedonia, New Hill, Brentwood, McCullers,
Farrington, Leesville, Durham County, Orange County, Chatham County, and Wake County, NC.
**The information, pictures, and other content in this website about particular insurance services is only
provided for informational purposes. Any decisions regarding your insurance needs should be discussed
with a licensed insurance agent.

Please be advised that insurance coverage cannot be bound, changed or confirmed via voicemail, email,
fax or online at the agency's website. You must speak directly with a licensed insurance agent.
Ed Moore & Associates, Inc.
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