North Carolina RV Insurance Policy
Recreational Vehicle
Cary, NC Area
The value of good recreational vehicle insurance often doesn't
become apparent until you really need it. Whether it's a minor fender
bender or a more substantial accident, it pays to have North Carolina
RV insurance coverage you can count on.
Let one of our experienced North Carolina RV insurance policy
specialists explain the different Liability limits, Collision, Other Than
Collision, Personal Injury Protection, Uninsured Motorist, and Medical
coverages, as well as Full-Timer coverage, Vacation Liability
coverage, Total Lost Replacement Cost coverage for newer RV's, and
the deductibles that are available for you to choose from. We offer
affordable recreational vehicle (RV) insurance policies from leading
insurance companies serving North Carolina.
Learn more about North Carolina RV Insurance policy
coverage options below!
Click on the link below to fill out a secure quote request form for a Cary, North Carolina area RV
Insurance policy that will provide excellent RV insurance coverage at an affordable cost. Or you
can speak with our North Carolina RV Insurance specialist at (919) 467-6339 to discuss the
policy features.
Covers damage caused to the insured RV from a collision caused by a driver of your RV. The
deductible is the amount you choose to pay upfront (if any) before the North Carolina RV insurance
policy pays. The higher the deductible chosen the lower the collision coverage cost within the North
Carolina RV insurance policy.
This coverage comes into play when an at-fault driver has RV, auto or motorcycle liability
insurance, but the limit of insurance is inadequate to pay for your damages.
Underinsured Motorist Bodily Injury Coverage
This type of RV insurance coverage pays for your medical expenses, lost wages, and other
damages when you or your passengers are injured in an accident caused by a driver who has
insufficient RV, auto or motorcycle insurance coverage. The RV insurance coverage typically
pays the difference between the coverage limit you select and the other driver's bodily injury
coverage limit. This is not a required North Carolina RV insurance policy coverage.
Underinsured Motorist Property Damage Coverage
Protects you if your RV is damaged in an accident caused by a driver who has insufficient
insurance coverage. This coverage pays the difference between the coverage limit you select
and the other driver's property damage coverage limit. This is not a required RV insurance
coverage in North Carolina.
North Carolina RV Insurance Policy FAQ
Click on the link below to fill out a secure quote request form for a Cary, North Carolina area RV
Insurance policy that will provide excellent insurance coverage at an affordable cost. Or you can
speak with our North Carolina RV Insurance specialist at (919) 467-6339 to discuss the policy
features in more detail.
Covers damage caused to the insured's RV (your RV) from risks such as theft, fire, falling objects,
earthquake, flood, missiles, explosion, riot and civil unrest. The deductible is the amount you
choose to pay upfront (if any) before the North Carolina RV insurance policy pays. The higher the
deductible chosen the lower the comprehensive coverage cost within the North Carolina
recreational vehicle insurance policy.
North Carolina RV Insurance Policy FAQ
North Carolina RV Insurance Policy FAQ
North Carolina RV Insurance Policy FAQ
North Carolina Bodily Injury Liability
Injuries that you (insured) cause to someone else is covered under this part of an RV insurance
policy. The minimum liability insurance coverage available for purchase in North Carolina is 30/60
and is explained in detail below. However, we recommend that you choose liability insurance
coverage amounts that are much higher than the minimums set by the state of North Carolina and
are listed below. Contact us at (919) 467-6339 to discuss what liability coverage amounts you
require to meet your family and personal needs.
North Carolina Liability Coverage limits explanation:
30/60/25 30=$30,000 - 60=$60,000 - 25=$25,000
First number = bodily injury liability maximum for one person injured in an accident.
Second number = bodily injury liability maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
North Carolina Property Damage Liability
Damage caused by the insured (you) to someone else's property, such as a motorcycle, RV, car,
truck, fence, or house, is covered through property damage RV insurance coverage. This
coverage also assists in protecting you if a lawsuit arises from an accident. The minimum
coverage amount in North Carolina is $25,000.
North Carolina RV Insurance Policy FAQ
North Carolina RV Insurance Policy FAQ
North Carolina RV Insurance Policy FAQ
30/60/25 30=$30,000 - 60=$60,000 - 25=$25,000
First number = uninsured motorist maximum for one person injured in an accident.
Second number = uninsured motorist maximum for all injuries in one accident.
Third number = property damage liability maximum for one accident.
Example of uninsured motorist limits:
Covers the insured (you) for your bodily injury caused by a hit-and-run driver or an at-fault driver
who has no auto liability insurance. This coverage is required in a North Carolina RV Insurance
policy. Contact us to discuss what uninsured coverage amounts you require to meet your family
and personal needs.
**The information, pictures, and other content in this website about particular insurance services is only
provided for informational purposes. Any decisions regarding your insurance needs should be discussed
with a licensed insurance agent.

Please be advised that insurance coverage cannot be bound, changed or confirmed via voicemail, email,
fax or online at the agency's website. You must speak directly with a licensed insurance agent.
Medical Payments Coverage pays doctor, hospital and surgical bills, up to the per person limit you
select. Claims against this coverage include all reasonable hospital, surgical, chiropractor, X-ray,
dental, professional nursing, and prosthetic expenses. It will also cover you or members of your
family if you are hit by a RV when you are walking or if you are riding in another RV. This coverage
will pay for your medical expenses even if you cause the accident. This coverage protects you,
your family and anyone riding in your RV and anyone driving your RV with your permission.
PIP pays for medical bills, lost income, household services replacement costs and funeral bills
resulting from a RV accident up to the per person limit you select. Claims against this coverage
include all reasonable hospital, surgical, chiropractor, X-ray, dental, professional nursing,
prosthetic, and funeral expenses. It will also cover you or members of your family if you are hit
by a RV when you are walking or if you are riding in another RV. This coverage will pay for your
medical and funeral expenses even if you cause the accident. This coverage protects you, your
family and anyone riding in your RV and anyone driving your RV with your permission.
Ed Moore & Associates, Inc.
103-B Kilmayne Drive
Cary, North Carolina 27511
Wake County, NC
Office: (919) 467-6339
Fax: (919) 467-6434
ED MOORE
& Associates, Inc.
Always here when you need us. Protecting
hundreds of North Carolina families and businesses.
PERSONAL INSURANCE
BUSINESS INSURANCE
Experience - Dedication - Insurance Options
As an independent insurance agency we work for you.
We find the best, affordable RV insurance products
from our wide range of insurance carrier options.
Professionalism - Small Business Specialists
Whether you are searching for better commercial insurance
options or just starting your small business, we can help.
RV
We are a Cary, NC insurance agency offering affordable North Carolina RV insurance policy
premiums to residents of the following towns, cities and counties in central North Carolina:
Raleigh, Morrisville, Apex, Garner, Green Level, New Hope, Neuse, Bayleaf, Falls, Wake Forest,
Forestville, Bethesda, Carpenter, Lowes Grove, Auburn, Holly Springs, Chapel Hill, Durham,
Knightdale, Macedonia, New Hill, Brentwood, McCullers, Farrington, Leesville, Durham County,
Orange County, Chatham County, and Wake County, NC.
Ed Moore & Associates, Inc.
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