North Carolina Renters Insurance
We offer more affordable Cary, North Carolina area renters insurance
policies that have flexibility to meet your individual needs and above all,
provide you with the security that comes only from the knowledge that
your home is safe. If you live in an apartment or a rented house, a North
Carolina renters insurance policy covers you and your possessions. A
standard renters insurance policy protects your personal property in
many cases of theft or damage, and may pay for temporary living
expenses if your rental is damaged so seriously you can't live in it. North
Carolina renters insurance can also protect you from personal liability.
The standard North Carolina renters insurance policy covers the actual
cash value of personal property. Payments are based on the
replacement cost of the property minus a deduction for physical
depreciation and obsolescence. If you add replacement cost coverage
(for an additional premium), the insurance company will pay one of the
two amounts below, whichever is lower?
1. The cost to replace the property with a similar type and quality of
property without a deduction for depreciation.
2. The full cost to repair at the time of the loss.
North Carolina renters insurance policy is a popular form of personal
insurance and usually contains four sections: C, D, E, and F:
Coverage C - protects your personal property, (e.g. furniture, CDs, stereo and clothes). You
choose a dollar amount limit (what you think your possessions are worth) when you purchase a
Cary, North Carolina area renters insurance policy.
Coverage D - covers loss of use - the expenses you face when your apartment can't be used due
to an insured loss. This is usually 20% of your personal property limit.
Coverage E - covers your personal liability claims and suits for bodily injury or property damage.
You choose this limit when you purchase the North Carolina renters insurance policy.
Coverage F - pays for medical expenses for minor injuries to others even if you were not at fault.
The policy normally includes limits of $1,000 per person.
A North Carolina renters insurance policy covers "named perils" listed on your policy and usually
include the following:
Theft, Fire or Lightning, Windstorm or Hail, Explosions, Riots, Aircraft, Vehicles, Smoke, Vandalism,
Falling objects, Weight of ice, snow, or sleet, Accidental discharge or overflow of water or steam,
Sudden and accidental tearing apart, cracking, burning, or bulging, Freezing, Sudden and accidental
damage from artificially generated electrical current , Volcanic eruptions (doesn't include earthquake
or tremors)
Click on the link below to fill out a secure quote request form for a Cary, North Carolina area Renters
Insurance policy that will provide excellent insurance coverage at an affordable cost. Or you can
speak with our North Carolina Renters Insurance agent specialist at (919) 467-6339 to discuss the
insurance policy features in more detail.
Ed Moore & Associates, Inc.
103-B Kilmayne Drive
Cary, North Carolina 27511
Wake County, NC
Office: (919) 467-6339
Fax: (919) 467-6434

& Associates, Inc.
Always here when you need us. Protecting
hundreds of North Carolina families and businesses.
Renters Insurance
Experience - Dedication - Insurance Options
As an independent insurance agency we work for you.
We find the best, affordable renters insurance products
from our wide range of insurance carrier options.
Professionalism - Small Business Specialists
Whether you are searching for better commercial insurance
options or just starting your small business, we can help.
Ed Moore & Associates, Inc.
Copyright 2011-2018, All rights reserved
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We are a Cary, NC insurance agency offering affordable North Carolina renters insurance policy
premiums to residents of the following towns, cities and counties in central North Carolina: Raleigh,
Morrisville, Apex, Garner, Green Level, New Hope, Neuse, Bayleaf, Falls, Wake Forest, Forestville,
Bethesda, Carpenter, Lowes Grove, Auburn, Holly Springs, Chapel Hill, Durham, Knightdale,
Macedonia, New Hill, Brentwood, McCullers, Farrington, Leesville, Durham County, Orange County,
Chatham County, and Wake County, NC.
**The information, pictures, and other content in this website about particular insurance services is only
provided for informational purposes. Any decisions regarding your insurance needs should be discussed
with a licensed insurance agent.

Please be advised that insurance coverage cannot be bound, changed or confirmed via voicemail, email,
fax or online at the agency's website. You must speak directly with a licensed insurance agent.
Wake County NC Area